GIACT is the industry leader in payments and identity fraud prevention

We are an experienced team of payments, risk and security experts focused on creating and delivering innovative technology solutions that protect companies and their customers from payments and identity fraud.

In an industry first, GIACT and Refinitiv are delivering the combined power of World-Check and the EPIC Platform in one comprehensive solution built on a single API...

  • that safeguards your business and your customers, and
  • ensures compliance with industry regulations, with
  • the ability to verify consumer and business identities both domestically and internationally.
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14 of the current Fortune 100 companies are customers

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GIACT offers the largest real-time network of account verification and authentication services in the U.S.


Our client retention rate exceeds 99%

Our technology-first approach enables us to rapidly innovate to evolving fraud tactics and changing market conditions.

GIACT is on the forefront of helping companies eliminate payments risk and identity fraud, verify customers, and stay in compliance with KYC requirements.

Our technology solutions are currently deployed at over 1,000 companies, ranging in size from Fortune 500 companies to sole proprietors and spanning a diverse range of industries that rely on our customer intelligence to provide complete payment confidence and protect their customers.

We are the only financial technology provider to offer a complete set of enrollment, payment, identity, compliance, and mobile solutions built on a single platform — the EPIC Platform®.

EPIC enables rapid, cost-effective implementations with built-in flexibility to accommodate any legacy environment. All of the services on EPIC — from payments to authentication to risk mitigation — are accessible using a single API with universal real-time processing and fact-based decisioning, enabling us to quickly customize solutions specific to each client’s unique business and technical needs.

We believe the combination of comprehensive data assets and cutting-edge technology is the key to winning the war against fraud.

Merlin Bise, Head of Technology